I have now added bank and credit card reconciliation capabilities to ACCOUNTS, in version 0.26. You can get it as usual via Tools -> Check for Updates, or from the http://www.software4nonprofits.com/accounts/pretest.htm page.
Let me know what you think!
I have not yet added any reconciliation reports. Personally I have never felt the need for them. (In ACCOUNTS, you can always go back into the reconciliation windows to see what is not yet reconciled.) If people could let me know if they feel such reports are important, I’d appreciate that. (I will almost certainly add them eventually, the question is the priority I should assign to that.)